Gateway Terms of Use Agreement

THIS AREA OF THE WEBSITE IS INTENDED FOR SOPHISTICATED INVESTORS IN MALAYSIA. IT IS NOT INTENDED FOR USE BY MEMBERS OF THE GENERAL PUBLIC. PLEASE READ THIS ENTIRE DOCUMENT CAREFULLY BEFORE YOU PROCEED. BY CLICKING "ACCEPT", YOU CONFIRM THAT YOU ARE A SOPHISTICATED INVESTOR.

IMPORTANT INFORMATION

This Website is directed only at Sophisticated Investors within Malaysia and the information provided is not for distribution outside Malaysia. None of the information, whether in part or full, should be copied, reproduced or redistributed in any form nor should it be regarded as an offer or a solicitation of an offer for investment in countries outside Malaysia. No units in these funds may be offered or sold to residents of the United States of America or in any other country, state or jurisdiction where it would be unlawful to offer, solicit an offer for or sell such shares.

1. You are a “Sophisticated Investor” per the Guidelines on Wholesale Funds if you are:

   (a) an individual whose total net personal assets, or total net joint assets with  his or her spouse, exceed three million ringgit or its equivalent in foreign currencies, excluding the value of the individual’s primary residence;

   (b) an individual who has a gross annual income exceeding three hundred thousand ringgit or its equivalent in foreign currencies per annum in the  preceding twelve months;

   (c) an individual who, jointly with his or her spouse, has a gross annual income exceeding four hundred thousand ringgit or its equivalent in foreign currencies in the preceding twelve months;

   (d) a corporation with total net assets exceeding ten million ringgit or its equivalent in foreign currencies based on the last audited accounts;

   (e) a partnership with total net assets exceeding ten million ringgit or its equivalent in foreign currencies;

   (f) a private retirement scheme;

   (g) a unit trust scheme or prescribed investment scheme;

   (h) a closed-end fund;

   (i) a company that is registered as a trust company under the Trust Companies Act 1949 [Act 100] which has assets under management exceeding ten million ringgit or its equivalent in foreign currencies;

   (j) a corporation that is a public company under the Companies Act 1965 [Act 125] which is approved by the Commission to be a trustee under the Act and has assets under management exceeding ten million ringgit or its equivalent in foreign currencies;

   (k) a statutory body established by an Act of Parliament or an enactment of any State;

   (l) a pension fund approved by the Director General of Inland Revenue under section 150 of the Income Tax Act 1967 [Act 53];

   (m) a holder of a Capital Markets Services Licence;

   (n) a licensed institution;

   (o) an Islamic bank;

   (p) an insurance company licensed under the Insurance Act 1996;

   (q) a takaful operator registered under the Takaful Act 1984;

   (r) a bank licensee or insurance licensee as defined under the Labuan Financial Services and Securities Act 2010; and;

   (s) an Islamic bank licensee or takaful licensee as defined under the Labuan Islamic Financial Services and Securities Act 2010.;

   (t) an executive director or a chief executive officer of a holder of a Capital Markets Services License.

Considerable care has been taken to ensure that the information contained on this website is accurate at the date of publication. However no representation or warranty, express or implied, is made to its accuracy or completeness. Franklin Templeton Asset Management (Malaysia) Sdn. Bhd. and Franklin Templeton Investments therefore accept no liability (except for information appearing in information memoranda) for any loss arising, whether direct or indirect, caused by the use of any part of the information provided. Any research and analysis contained in this website has been procured by Franklin Templeton Asset Management (Malaysia) Sdn. Bhd. for its own purposes and may be acted upon by it in that connection. It is provided to you only incidentally, and any opinions expressed are subject to change without notice.

You must read this before proceeding, as it explains both the legal and regulatory restrictions which apply to the information contained and investment products referred to within this Website.

1. This Website is directed only at institutional investors within Malaysia and the information provided is not for distribution outside Malaysia. None of the information, whether in part or full, should be copied, reproduced or redistributed in any form nor should it be regarded as an offer or a solicitation of an offer for investment.
2. The information on this Website is issued and approved by Franklin Templeton Asset Management (Malaysia) Sdn. Bhd. and Franklin Templeton GSC Asset Management Sdn. Bhd. and does not, in any way, constitute investment advice. Franklin Templeton Asset Management (Malaysia) Sdn. Bhd. and Franklin Templeton GSC Asset Management Sdn. Bhd. are licensed and regulated by the Securities Commission Malaysia. Franklin Templeton Asset Management (Malaysia) Sdn. Bhd. and Franklin Templeton GSC Asset Management Sdn. Bhd. are registered as Private Limited Companies in Malaysia. Registered office: Suite 31-02, 31st Floor, Menara Keck Seng, 203 Jalan Bukit Bintang, 55100 Kuala Lumpur. Registration No. 833780A and 866426M respectively. If you are in doubt about any of the information on this Website, please consult your stockbroker, solicitor, accountant, bank manager or other independent financial adviser.
3. The prices of shares and income therefrom can go down as well as up, and you may not get back the full amount invested. Past performance is no guarantee of future performance. Currency fluctuations will affect the value of overseas investment. Emerging Markets can be more risky than developed markets. Investors should be aware of the special risks associated with aggressively seeking capital appreciation, including investment in securities of a more speculative nature with greater emphasis on short-term trading profits, and concentration of stocks in specific sectors, as with investments in the technology and biotechnology sectors. This investment strategy can lead to greater volatility than an investment in funds invested in a greater spread of stocks across a wider variety of sectors. Current tax levels and reliefs may vary and will depend on your circumstances.
4. Considerable care has been taken to ensure that the information contained on this website is accurate at the date of publication. However no representation or warranty, express or implied, is made to its accuracy or completeness. Franklin Templeton Asset Management (Malaysia) Sdn. Bhd., Franklin Templeton GSC Asset Management Sdn. Bhd., and Franklin Templeton Investments therefore accept no liability for any loss arising, whether direct or indirect, caused by the use of any part of the information provided. Any research and analysis contained in this website has been procured by Franklin Templeton Investments for its own purposes and may be acted upon by it in that connection. It is provided to you only incidentally, and any opinions expressed are subject to change without notice.

Investments entail risks, the value of investments can go down as well as up and investors should be aware they might not get back the full value invested. Franklin Templeton Investments. All rights reserved.